SearchExclusive.com

What You Need To Know Before You Apply For Grants

What You Need To Know Before You Apply For Grants

Almost everyone in the United States has come across the term federal grants. However, very few have a distinct idea about available grants and how to apply for grants . If you are also among them, who do not have an in-depth knowledge of these aids and eligibility criteria for the same, you need to devote some time to clear your concept. A clear idea about grants will help you in reaping its advantages as and when needed.

Grants, scholarship and loan

Both scholarship and grants are termed as “gift aid” as they are free money or financial aid that does not require any repayment. Like grants, scholarship too can be offered by federal government, private organization or any non-profit organization. Yet, there is a little bit of difference between them, as grants are generally need based and you can apply free grants for multiple purposes. However, scholarships are only meant for students and are offered depending on the merit of individuals. Some career schools and colleges too offer scholarships for motivating students.

While grants and scholarships are free aid, which does not require any repayment, loans are to be repaid. Loans are offered by different banking and non-banking sectors, depending on the requirement as well as eligibility of the applicant.

Types of grants

Just learning about the difference between grants, loan and scholarship are not enough. You also need to be familiar with different types of grants before making an application for free grants and apply for the eligible one.

Grants are broadly divided into four categories, viz.

Federal Pell Grants – This type of grant is offered to students, who are cannot fund their graduate studies and have not earned their bachelor’s degree.

Federal Supplemental Educational Opportunity Grants (FSEOG) – It is also a federal grant meant for students in college and is offered to the ones, who are in dire need. This type of grants is restricted to the colleges, which participate in the FSEOG program.

Teacher Education Assistance for College and Higher Education (TEACH) Grants- Limited to $4,000 every year, TEACH grant is offered to students, who will teach at secondary school, elementary school or any other educational agencies for four years. The schools or agencies must teach students coming from low-income groups.

Iraq and Afghanistan Service Grants- As the name hints, this grant is limited only for students, whose parent or guardian have died serving the country in Iraq or Afghanistan.

Applying for grant

Though the abovementioned grants are directed toward students, it does not mean, anyone can get it just by dropping an application. Candidates looking for grants or aid need to fill and submit FAFSA or Free Application for Federal Student form. However, just completing the formalities to apply for grants once at the time of admission is not enough. To remain eligible for the grant, you need to apply grant by filling up the form every year.

Why do some students need to repay grants?

Grants offered by the federal government generally do not require any repayment. However, there are some exceptional cases, in which you may have to repay the grant amount completely or partially.

Students, who withdraw from programs before completion.
Students, who alter their enrollment status, need to repay the extra money.
Any candidate who gets additional grants or scholarships needs to repay the federal grant.
Candidates, who accept TEACH grant but do not fulfill their obligations need to pay off the money.

Repaying grants is never very difficult as the school informs the student about the repayment procedure and allocate them due time for the process. In most of the cases, a period of 45days is allotted for repayment of the grant. Students, who do not take any initiative within this period becomes ineligible for all sorts of financial aids and may have to bear their education cost on their own.

Maintaining scholarships or grants can be tricky if you do not know the guidelines thoroughly. When you apply grants online , you should visit the website and abide by the rules for maintaining a scholarship.

Related Reading

Tips for Buying the Best Dog Food

Most of the dogs do not have a food fuss and may eat almost anything that you feed them. Dogs are not choosy at all when it comes to food and nutrition. Hence, it is important to make sure that the food that you are purchasing for your dog is healthy. The landscape of dog food has been developing by leaps and bounds in recent times. There is a wide variety of options to choose from in the online and offline market. Given the wide range of options that are available today, buying the best dog food might seem to be a confusing task indeed. All the commercial pet food that is available in the market today is regulated by the FDA. Therefore, most of the products do contain nutritious, healthy, and safe ingredients. But it does help to know certain basic factors you should look for while buying food for your dog. Prioritize on the nutritional guarantee The best dog food, which meets the dog’s needs adequately has a statement written on the label of the product, from the Association of American Feed Control Officials. Buy from some of the best dog food brands, such as Fromm Family Foods, Earthborn Holistic, Nature’s Variety Instinct, and The Honest Kitchen.

Different Types of Kitchen Cabinets Available for Your Home

The most important aspect when designing your kitchen is deciding on the type of cabinets. In addition to functionality, kitchen cabinets score on aesthetics as well. Once the layout is planned, you can go ahead with choosing the cabinets. If you’re remodeling your home or just the kitchen, what you need to consider are the types of cabinets that furnish your kitchen. Here are a few types of kitchen cabinets that you can choose from. Base cabinets These kitchen cabinets are mounted on the floor and they are placed after checking out the floor plan. A major part of your job in the kitchen is on these base cabinets, which hold and support the countertops. These base cabinets are combined to carve out kitchen islands. A number of base cabinets are fused/set against one another and installed on site. The base cabinets, in addition to supporting the countertops, serve as drawers to hold your cutlery and appliances. Wall cabinets Mounted on the walls, these cabinets can store everything, right from your cookware to cookbooks. In terms of design, they offer utmost flexibility. Wall cabinet kitchen is available in varying heights, multiple widths, and custom depth options. This customization helps you to fit in your stuff of varying shapes and sizes into the wall cabinets.

How to Pick the Right Dog Food for a Sensitive Stomach

In today’s world, where you are presented with over a dozen choices for every item you would purchase for your own kitchen, it is not surprising that you have an equal number of options for your dog’s food. However, choosing the perfect brand and formula for your dog out of a range of options in the market is not an easy job. Your pet depends on you and trusts you to make the right choice for them. Therefore, it is imperative that you do your research about the products available in the market, understand what your dog needs, know what might be your pet’s problems, and then make a sound decision. What is a sensitive stomach? Dogs are known to have voracious and large appetites. Keeping that in mind, it is normal to assume that they have strong stomachs. They can eat close to anything be it sweets, bakes, chewy gum, hard leather or even woolen socks for that matter! It always so happens that the strongest of them are prone to allergies and can develop a disorder which is medically translated as a sensitive stomach. This might be due to a sudden change in the food habits or even due an infection picked up from somewhere.

All You Need to Know about Cat Food

For cat owners, cat food is a hot topic. You need to think about it in different aspects. The best thing is to know which ingredients are good for cat food and which are harmful. If you are aware of this, you can get an idea about the quality of the cat food just by going through the label. It is always sensible to stick to one brand of cat food. However, you may also want to try and prepare cat food yourself. There are also various options for wet cat food as well. Cat’s love for fish is universal, so you can do without going for expensive cat food. Nevertheless, whether you buy it or prepare cat food at home, you need to ensure that the food contains enough nutrition and calories. You would need to have some idea about the ingredients that must be present in cat food and make a worthy selection for your cat. Basic ingredients present in good cat foods Cats need a variety of nutrients to stay healthy and active; they need various vitamins, minerals, fats, proteins, and oils. The following is a brief explanation of the basic ingredients that should be present in cat foods.