SearchExclusive.com

Things you should know about investment calculators

Investments made today will financially secure your future. There are numerous technical jargons and computations to be understood in order to find the best return options for your investment. This process has been simplified with the introduction of investment calculator software online. These calculators give an accurate estimate of what type of investment will yield the best return.

Interesting facts about investing

Age makes a big difference when it comes to making an investment, which is why the earlier you plan to start, the better will be your yield on the total investment. If you were born after 1960, the ideal age to retire would be 67 to reap full benefits on any investment you plan to make over the years
Savings for retirement will include everything from your 401Ks to other financial retirement instruments, apart from the money you had earmarked for retirement
Monthly contribution for the investments you plan to should be at least 15% of your paycheck. This is the money you set aside for retirement
Popular types of investment options include Cash Deposits, Bonds, Stocks, Real Estate, and commodities. You can find useful investment calculator software for different types, to help accurately estimate the return on investment
Standards and Poor index is an effective benchmark and reference index, which is also one of the most commonly followed equity indices with a market capitalization of $23 trillion.

Things to keep in mind while calculating investments to be made

Long-term goal
Investment calculators allow you to assess your long-term goals and help decide the total value of investment required. This will also help you track your financials and understand the financial commitment that has to be made.

Investment period
Once you finalize the amount you plan to invest and the contribution that has to be met on a periodical basis, it is imperative to set a reasonable time frame for the return on investment. Factors such as service left, the age of retirement, other fixed financial commitments all have to be considered while deciding the duration for which you plan to invest. This can range from 5 to 30 years for optimal returns. Investment calculators factor in the data to calculate possible returns.

Rate of return
Rate of return is the interest rate at which you plan to make investments to earn return on the principal amount. This interest rate can be simple interest or in many cases compound interest, which will earn you gains on the interest as well as previously accumulated interest to be added to the current return. The compounding will allow for better profits due to the additional interest.

Contribution frequency
Contribution frequency refers to the number of times a contribution is made to any particular investment, during its tenure. Popular options offered by investment calculators available online include weekly, alternate weekly, per month, quarter or even annually.

Compounding frequency
Return on your investment will depend on two important factors, the rate of interest and frequency of compounding. Popular options offered by investment calculators include daily, monthly, quarterly, semi-annual, and annual compounding.

Related Reading

Tips for Buying the Best Dog Food

Most of the dogs do not have a food fuss and may eat almost anything that you feed them. Dogs are not choosy at all when it comes to food and nutrition. Hence, it is important to make sure that the food that you are purchasing for your dog is healthy. The landscape of dog food has been developing by leaps and bounds in recent times. There is a wide variety of options to choose from in the online and offline market. Given the wide range of options that are available today, buying the best dog food might seem to be a confusing task indeed. All the commercial pet food that is available in the market today is regulated by the FDA. Therefore, most of the products do contain nutritious, healthy, and safe ingredients. But it does help to know certain basic factors you should look for while buying food for your dog. Prioritize on the nutritional guarantee The best dog food, which meets the dog’s needs adequately has a statement written on the label of the product, from the Association of American Feed Control Officials. Buy from some of the best dog food brands, such as Fromm Family Foods, Earthborn Holistic, Nature’s Variety Instinct, and The Honest Kitchen.

Different Types of Kitchen Cabinets Available for Your Home

The most important aspect when designing your kitchen is deciding on the type of cabinets. In addition to functionality, kitchen cabinets score on aesthetics as well. Once the layout is planned, you can go ahead with choosing the cabinets. If you’re remodeling your home or just the kitchen, what you need to consider are the types of cabinets that furnish your kitchen. Here are a few types of kitchen cabinets that you can choose from. Base cabinets These kitchen cabinets are mounted on the floor and they are placed after checking out the floor plan. A major part of your job in the kitchen is on these base cabinets, which hold and support the countertops. These base cabinets are combined to carve out kitchen islands. A number of base cabinets are fused/set against one another and installed on site. The base cabinets, in addition to supporting the countertops, serve as drawers to hold your cutlery and appliances. Wall cabinets Mounted on the walls, these cabinets can store everything, right from your cookware to cookbooks. In terms of design, they offer utmost flexibility. Wall cabinet kitchen is available in varying heights, multiple widths, and custom depth options. This customization helps you to fit in your stuff of varying shapes and sizes into the wall cabinets.

How to Pick the Right Dog Food for a Sensitive Stomach

In today’s world, where you are presented with over a dozen choices for every item you would purchase for your own kitchen, it is not surprising that you have an equal number of options for your dog’s food. However, choosing the perfect brand and formula for your dog out of a range of options in the market is not an easy job. Your pet depends on you and trusts you to make the right choice for them. Therefore, it is imperative that you do your research about the products available in the market, understand what your dog needs, know what might be your pet’s problems, and then make a sound decision. What is a sensitive stomach? Dogs are known to have voracious and large appetites. Keeping that in mind, it is normal to assume that they have strong stomachs. They can eat close to anything be it sweets, bakes, chewy gum, hard leather or even woolen socks for that matter! It always so happens that the strongest of them are prone to allergies and can develop a disorder which is medically translated as a sensitive stomach. This might be due to a sudden change in the food habits or even due an infection picked up from somewhere.

All You Need to Know about Cat Food

For cat owners, cat food is a hot topic. You need to think about it in different aspects. The best thing is to know which ingredients are good for cat food and which are harmful. If you are aware of this, you can get an idea about the quality of the cat food just by going through the label. It is always sensible to stick to one brand of cat food. However, you may also want to try and prepare cat food yourself. There are also various options for wet cat food as well. Cat’s love for fish is universal, so you can do without going for expensive cat food. Nevertheless, whether you buy it or prepare cat food at home, you need to ensure that the food contains enough nutrition and calories. You would need to have some idea about the ingredients that must be present in cat food and make a worthy selection for your cat. Basic ingredients present in good cat foods Cats need a variety of nutrients to stay healthy and active; they need various vitamins, minerals, fats, proteins, and oils. The following is a brief explanation of the basic ingredients that should be present in cat foods.