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Loan payment calculator for all loans

To save money on your loans, use the various loan calculators available online during the preparatory phase. Using these calculators gives you an idea of how much you can afford, how much you can borrow and an approximate monthly repayment figure.

Personal loan calculator
A personal loan is an excellent tool to revive your finances, like consolidating your credit card debt and to meet the exigent needs. Personal loan calculators available online, use interest rate, loan term and principal amount as variables to calculate the total loan repayment amount. Interest rates vary from lender to lender. It is possible that some online lenders do not consider any fees that may be a part of the loan. The purpose of the personal loan calculator is to estimate monthly payments and total interest paid. Use the available online tools as a part of you loan pre-work and not as an abiding agreement.

Student loan calculator
When it comes to repayment of student loans, the annual salary required to match the monthly loan repayments has to be considered by the student borrower. Some federal student loans require a fixed minimum monthly payment, like 50$. Separate calculators are available for those with multiple student loans (look for Weighted Average Interest Rate Calculator). Some student loans allow the borrower to pay extra payments when possible thereby reducing their interest pay back load. Most online calculators do not factor this.

Most common variables used for calculation are your loan balance, interest rate and the term of your loan. The main assumption of these online calculators is that the entire loan balance will be repaid within the specific repayment term. Student loan deferment calculators will help you arrive at the interest you will acquire while deferring your student loans.

Public service loan forgiveness calculator
Those working in particular non-profit and government sector jobs may be eligible to have their federal student loans forgiven after having repaid the loan for at least ten years. This loan calculator lets you know the approximate amount of money that can be forgiven. The assumptions made by the calculator are generic in nature, and thus the results are not accurate.

Car loan payment calculator
The variables used are the principal amount, the term of the loan, interest rate and rebates. The term of the loan and down payment amount affects the monthly payment.

Mortgage calculator
The variables considered are the principal amount, balance amount, interest, property tax, fees applicable, loan term, PMI (property mortgage insurance), LTV (loan to value), homeowners insurance, and HOA (home owners association) dues. There are certain calculators that provide amortization schedule too.

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Tips for Buying the Best Dog Food

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Different Types of Kitchen Cabinets Available for Your Home

The most important aspect when designing your kitchen is deciding on the type of cabinets. In addition to functionality, kitchen cabinets score on aesthetics as well. Once the layout is planned, you can go ahead with choosing the cabinets. If you’re remodeling your home or just the kitchen, what you need to consider are the types of cabinets that furnish your kitchen. Here are a few types of kitchen cabinets that you can choose from. Base cabinets These kitchen cabinets are mounted on the floor and they are placed after checking out the floor plan. A major part of your job in the kitchen is on these base cabinets, which hold and support the countertops. These base cabinets are combined to carve out kitchen islands. A number of base cabinets are fused/set against one another and installed on site. The base cabinets, in addition to supporting the countertops, serve as drawers to hold your cutlery and appliances. Wall cabinets Mounted on the walls, these cabinets can store everything, right from your cookware to cookbooks. In terms of design, they offer utmost flexibility. Wall cabinet kitchen is available in varying heights, multiple widths, and custom depth options. This customization helps you to fit in your stuff of varying shapes and sizes into the wall cabinets.

How to Pick the Right Dog Food for a Sensitive Stomach

In today’s world, where you are presented with over a dozen choices for every item you would purchase for your own kitchen, it is not surprising that you have an equal number of options for your dog’s food. However, choosing the perfect brand and formula for your dog out of a range of options in the market is not an easy job. Your pet depends on you and trusts you to make the right choice for them. Therefore, it is imperative that you do your research about the products available in the market, understand what your dog needs, know what might be your pet’s problems, and then make a sound decision. What is a sensitive stomach? Dogs are known to have voracious and large appetites. Keeping that in mind, it is normal to assume that they have strong stomachs. They can eat close to anything be it sweets, bakes, chewy gum, hard leather or even woolen socks for that matter! It always so happens that the strongest of them are prone to allergies and can develop a disorder which is medically translated as a sensitive stomach. This might be due to a sudden change in the food habits or even due an infection picked up from somewhere.

All You Need to Know about Cat Food

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