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How to Track the Status of a Stimulus Check

The government often issues stimulus checks to taxpayers during times like inflation. It is a direct payment that helps increase people’s spending capacity and boost the economy. If you are eligible for a stimulus check but have not received it yet, there is a simple way to determine if it is on its way. This guide will discuss how to check your stimulus check status and provide other essential details.

How to check your stimulus check status?
Stimulus checks are a great way to help you get back on your feet. But many do not know how to verify if they have received the amount. If you are wondering, “What is my stimulus check status?” head to the IRS’s Get My Payment tool. It can tell you exactly where your stimulus check is and when you may get it.

The tool is simple to use. But to access it, you need to enter essential personal information, including your name, date of birth, street address, five-digit ZIP/postal code, and Social Security Number (SSN) or Individual Tax ID Number (ITIN). The tool might ask for additional information, like your filing status or marital status, depending on whether you have filed a joint tax return. You can choose whether you want to use this information for future purposes.

Once you have entered all the necessary details, the Get My Payment tool will help you track your stimulus check. However, note that you may get locked out of the portal for a day if you repeatedly enter incorrect information. Also, you may only get an estimated payment date, not the exact amount.

What does the tool’s status report look like?
The status report provided by the Get My Payment tool will have detailed information on your payment status. You could get any of these three messages after entering the details:

Payment status
You can expect to see this if you have already got your stimulus check. The tool will list the transaction details, such as the date of issue, amount, bank details, and mode of payment.

Need more information
This message indicates additional information is required regarding your bank account. It could also mean that the IRS had processed your payment by mail but could not be delivered for any reason and was sent back.

Payment status not available
If there is no record of your stimulus check status for the period specified, this will appear on the report. You may also receive it if you are not eligible for the payment.

What are the options for receiving the stimulus check?
There are a few different options for receiving your stimulus check, as discussed below:

Direct deposit
Direct deposit is an excellent option for receiving the money if you have a bank account that can be reached electronically. It is quick, easy, and secure. Using this method, you may get your stimulus check the same day the IRS processes it.

Paper check
A paper check is another option for receiving the payment if you prefer not to use a direct deposit. These checks usually arrive by mail in a white envelope. However, many prefer direct deposit for receiving any form of payment as it is more secure, and there is no risk of it getting lost in the mail.

EIP Card
These cards also arrive in a white envelope by mail but are a safe mode of getting your stimulus check payments. EIP Cards come with instructions on how to activate and use the card. Users can transfer the money to a separate bank account or use it for store purchases. You can also monitor the balance of the card using your mobile phone.

How to get stimulus checks in time?

You must file your taxes on time to get your stimulus check sooner. If you have not done so yet and are worried about missing out on receiving your check, file an extension with the IRS. An extension will allow you to submit records later when it is more convenient. Failing to do this may lead to problems with receiving the amount and checking your stimulus check status. If you have filed current year taxes, it may take some time before you see the money in your account. Those who have filed their taxes electronically may have a lesser wait time.

The above points show that tracking your stimulus checks is not too complex. All you need is to provide information correctly and use the right tools. Note that stimulus checks are also called Economic Impact Payments. They are a great way to earn extra income and meet expenses during economic uncertainties. Do not forget to visit the IRS website for more information and any latest updates on these payments. It will help you save time and ensure you have the correct information.

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