SearchExclusive.com

Getting a business credit card

A business credit card is available to all small, big, and sole proprietorship businesses. It gives the individual the freedom to expand his/her business without the interference of personal credit scores and financial status for greater creditworthiness. This also helps one to maintain a clear record of all business transactions. If your business is a sole proprietorship firm, you can apply for a business card with your social security number, this makes it simple and easy for small-scale businesses with no annual fee scheme. In some large-scale businesses, you are expected to produce the employer identification number to own your business credit cards.

Small business credit cards
These cards provide proprietors with a credit limit to purchase and withdraw cash for business purposes. They are similar to consumer credit cards; when the payment is not settled on the billing date, they are levied interest charges for the transactions and the pending amount. The positive aspect of owning a small business credit card is that it never affects your personal financial status. American Express, Capital One, and Citi Business offer various credit cards with no annual fee scheme and various other offers to enhance your business funds.

Why get a business credit card?
These business credit cards can add more scores to your personal credit scores. It is a wise option if you chose these when you have a huge sum of balance. In case you have a default in your business line, it may affect your personal savings as it been serving as an assurance. The bonuses that various business credit cards offer you can be a boon to your business, enjoy the various offers they bring. You can avail various loans if you maintain good creditworthiness based on which banks will sanction you with better interest rates.

Best business credit cards for you

Business Platinum Card from American Express
This credit card provides you with a welcome offer of membership reward points up to 50,000 after the first purchase of about $10,000 within three months of your membership with the business credit card. This keeps adding on to your points after every purchase, giving you more benefits and offers. These membership rewards could be applied to your airline bonus to avail the best offers.

Ink Business Cash Credit Cards
Get a business credit card that is great for small businesses, e.g., the Ink Business Cash Credit Card. Earn cash back offers on your every purchase. They do not charge an annual fee and get employee cards with no additional cost. Earn 2% cash back on combined purchases on each anniversary year. This is a great option if your annual business income is below $25000.

World Elite MasterCard from Barclaycard
Travel with ease on your business trips having the best travel deal offered to you and earn extra miles on your purchase. Get access to the mobile-friendly community of Barclaycard to travel miles with happy experience and get 5% redemption. They do not charge foreign transaction fees on purchases made during your travel abroad.

These institutions offer more business credit cards with various offers that are subjected to terms and conditions that apply for the offer period introduced by the company. For more details and additional information, take up expert advice for the sector to treat you with the best business credit cards for your business.

Reasons for business credit cards being good for small business
There are quite a few reasons for business credit cards being more useful to small business persons and sole propitiators. This is because money spent on every little thing matters in small business concerns, and cash flow might be irregular throughout the month, which could be a great problem. Getting a business credit card could be the best for business people who travel frequently for their work, the bonus rewards could be of great use. This is a good idea for business people who spent more on their office equipment and salesmen who want to increase their travel rewards. It is also a good choice for self-employed individuals and freelancers.

Tips to manage cash flow with business credit cards
Managing cash in the most efficient way for business is the most difficult task one could experience in any business concern. There are times you might face a shortage of money flow and less income, such events are likely to happen when late payments are made by customers or excess purchases are made in the business. Business credit cards could act as a lifeline in such situations. When there are pending payments to be received and there is a shortage of cash flow and purchases to be made, it is a wise option to get a business credit cards to support your major financial needs of the time.

Business credit cards could be a great choice if you spend more on travel, food, and other purchases. The rewards they offer you in every target stage could be used for fuel, dining, and traveling expenses during business trips.

Related Reading

Tips for Buying the Best Dog Food

Most of the dogs do not have a food fuss and may eat almost anything that you feed them. Dogs are not choosy at all when it comes to food and nutrition. Hence, it is important to make sure that the food that you are purchasing for your dog is healthy. The landscape of dog food has been developing by leaps and bounds in recent times. There is a wide variety of options to choose from in the online and offline market. Given the wide range of options that are available today, buying the best dog food might seem to be a confusing task indeed. All the commercial pet food that is available in the market today is regulated by the FDA. Therefore, most of the products do contain nutritious, healthy, and safe ingredients. But it does help to know certain basic factors you should look for while buying food for your dog. Prioritize on the nutritional guarantee The best dog food, which meets the dog’s needs adequately has a statement written on the label of the product, from the Association of American Feed Control Officials. Buy from some of the best dog food brands, such as Fromm Family Foods, Earthborn Holistic, Nature’s Variety Instinct, and The Honest Kitchen.

Different Types of Kitchen Cabinets Available for Your Home

The most important aspect when designing your kitchen is deciding on the type of cabinets. In addition to functionality, kitchen cabinets score on aesthetics as well. Once the layout is planned, you can go ahead with choosing the cabinets. If you’re remodeling your home or just the kitchen, what you need to consider are the types of cabinets that furnish your kitchen. Here are a few types of kitchen cabinets that you can choose from. Base cabinets These kitchen cabinets are mounted on the floor and they are placed after checking out the floor plan. A major part of your job in the kitchen is on these base cabinets, which hold and support the countertops. These base cabinets are combined to carve out kitchen islands. A number of base cabinets are fused/set against one another and installed on site. The base cabinets, in addition to supporting the countertops, serve as drawers to hold your cutlery and appliances. Wall cabinets Mounted on the walls, these cabinets can store everything, right from your cookware to cookbooks. In terms of design, they offer utmost flexibility. Wall cabinet kitchen is available in varying heights, multiple widths, and custom depth options. This customization helps you to fit in your stuff of varying shapes and sizes into the wall cabinets.

How to Pick the Right Dog Food for a Sensitive Stomach

In today’s world, where you are presented with over a dozen choices for every item you would purchase for your own kitchen, it is not surprising that you have an equal number of options for your dog’s food. However, choosing the perfect brand and formula for your dog out of a range of options in the market is not an easy job. Your pet depends on you and trusts you to make the right choice for them. Therefore, it is imperative that you do your research about the products available in the market, understand what your dog needs, know what might be your pet’s problems, and then make a sound decision. What is a sensitive stomach? Dogs are known to have voracious and large appetites. Keeping that in mind, it is normal to assume that they have strong stomachs. They can eat close to anything be it sweets, bakes, chewy gum, hard leather or even woolen socks for that matter! It always so happens that the strongest of them are prone to allergies and can develop a disorder which is medically translated as a sensitive stomach. This might be due to a sudden change in the food habits or even due an infection picked up from somewhere.

All You Need to Know about Cat Food

For cat owners, cat food is a hot topic. You need to think about it in different aspects. The best thing is to know which ingredients are good for cat food and which are harmful. If you are aware of this, you can get an idea about the quality of the cat food just by going through the label. It is always sensible to stick to one brand of cat food. However, you may also want to try and prepare cat food yourself. There are also various options for wet cat food as well. Cat’s love for fish is universal, so you can do without going for expensive cat food. Nevertheless, whether you buy it or prepare cat food at home, you need to ensure that the food contains enough nutrition and calories. You would need to have some idea about the ingredients that must be present in cat food and make a worthy selection for your cat. Basic ingredients present in good cat foods Cats need a variety of nutrients to stay healthy and active; they need various vitamins, minerals, fats, proteins, and oils. The following is a brief explanation of the basic ingredients that should be present in cat foods.