A perfect mixture of components delights everybody, just like colors, arts, music, and designs do. After all, isn’t watching a compatible couple madly in love a treat to the eyes? Mix, match, pair, combine, collaborate are terms that denote joining of two elements to give a resultant product which can be sweet to taste, pleasing to the eyes, warming the heart, and of course, relieving the stress. One such admirable mix is the Morkie puppies, an adorable mongrel, which is a cross between a Yorkshire terrier and a purebred Maltese. It has the fur and fluff of a Yorkshire terrier and the cuteness of a Maltese. Now that is a killer combination for any dog lover to avoid. Morkie puppies are graceful and fun to be with. A Morkie’s prominent characteristic is its energetic barks and its utterly playful nature. One will never get bored with a Morkie around! Ten things you should know before buying Morkie puppies Before you dog lovers maneuver to the nearest pet shop and start browsing which color you want your pet to be, there are things you should know as a to-be dog owner. Here is a list of all that you need to know before taking a pet:

Money is the medium of transacting. Cash, checks, and drafts were the most common tools used to affect money transfers, both for personal as well as business purposes. Of course, this was a lengthy, cumbersome and time-consuming process. Technology has changed the face of the world, including the way how money transfers work. Electronic money transfers have drastically changed the money transfer norms and procedures. It is easy, convenient and most importantly, safe. In electronic money transfers, there is no physical transfer of cash, but money moves from one bank to another. The Internet and smartphone technology have brought about a paradigm shift in the way money transfers are happening in today’s world. All it takes is a matter of seconds to transfer money to anyone across the globe. Whether you need to pay an advance to an overseas supplier or secure a much-in-demand item at a fashion store, the money transfer can be affected right away to seal the deal. Benefits of online money transfers  Safety Money transfer service providers ensure the highest level of security while conducting transactions. Multi-layered security measures are put in place to ensure that all your confidential information is encrypted. Easy-to-use Easy-to-navigate user interfaces make online money transfers easy for the elderly as well.

Burgers and fries, pizzas and doughnuts, soft drinks and obesity; this favorite cycle does not seem to be cool anymore. What we now like is avocado and protein, salads and whole wheat, whey drink, and muscles. Comfort food is constantly being replaced by healthy foods as gone are the days of indulgence; fitness is the cool thing today. Still, it’s a widely accepted fact that if the food we consume doesn’t contain carbs, it’s not tasty. But in this age where innovation is the only constant, people have been coming up with healthier and tastier alternatives to our best friends – potatoes and cheese. It’s pretty easy to tell people to replace rice with quinoa, mayo with mustard and soda with tea. But in today’s lifestyle, it’s really difficult to track what you eat. One simply does not have the required time to plan meals and prepare them pretentiously. In the age of takeaways, going to the supermarket is also a strenuous job. In this consistent dilemma of healthy versus easy, the only thing we gain is our weight. A new trend which has come up is gourmet food. To put it in simplest terms, gourmet food is basically fine food with refined quality and elaborate presentation with sophisticated techniques.

When it comes to technology, the more you know, the better off you are. In fact, our security is so much compromised, that not knowing things can seriously affect one’s safety online. When talking about technology, you cannot discount your mobile phone. It is the most personal device you probably own, and it holds a great blueprint of who you are. Smartphones these days come with a whole bunch of preinstalled apps. Knowing how these mobile apps are developed and how much control you can have if you learn the ABCs of developing mobile apps, really sells the idea of mobile app development really well. So if you’re confused about how mobile apps are developed and what you can and should know about them, then look no further. What is mobile app development? App development or mobile app development, in this case, refers to the writing out and creating a software for devices such as your smartphone or a tablet. Some applications are written natively to certain devices. This means that it uses specific features for one kind of device to function and cannot work on another device. However, other device apps are more general and can be used in any number of devices that share a common feature.

The kitchen is the heart of the home, and we spend a major part of the day there. It is the most challenging task to decide kitchen cabinet painting colors whether you are modeling the whole kitchen or you are just renewing your cabinets. In a new kitchen, the backsplash, countertops, island and other accessories can be molded on the cabinet color choice. When renewing the kitchen cabinets, keep in mind the existing color scheme of the kitchen. Kitchen cabinets take up around 40% of the visual space in the kitchen. The color that you choose with its inherent tone and intensity depends essentially on the environment, interiors and the temperament of the people who are to use that kitchen. Play with colors and add a dash of fun to your kitchen cabinet painting. When choosing a color scheme for the kitchen cabinets, keep these recommendations in mind to get a wow effect. There are seven shades in the spectrum. Choose a basic color scheme or go outrageous with every possible shade of blue, green, red or yellow and there are infinite colors in between. Shake up a neutral background with a blob of color on cabinets when you paint your kitchen cabinets.

Premium class plane tickets, luxury destinations, five-star hotel suites, lavish dinners with exotic dishes and indulgence in perfectly aged beverages – These are the some of the things that instantly strike you when you talk about luxury travel, right? Now replace a plane with a train and what are the immediate thoughts that pop into the mind? Is it that of a journey that is loud, dirty and inconvenient? Now picture luxury with a train. It is normal to feel that trains cannot become a part of that picture. You should be putting these notions aside and explore train travel that has a lot more luxury to offer than you may think. You will be surprised to experience an altogether different perspective on traveling across your country! The entire train journey itself would be so much fun and exciting as the destination you intend to reach. Unlike being confined to a particular seat in a car or a plane, luxury train travel lets you walk around the coach and enjoy refreshments and games in the lounge cars. While you sit inside your train that is passing through scenic routes, you can enjoy a sumptuous full-course gourmet meal in the dining car enjoying the view on your long-distance journey.

Insurance is a subject matter of solicitation, but insurance agents rarely live up to the inherent meaning of this rule. You may be familiar with life insurance agents pestering with policies ranging from child policies to pension policies. If you fall for them you might not get the best deal. You should not get carried away by your agent’s advice as such advisors usually advocate more for their commission, although subtly, than for the benefits of the customer. There is always an undertone of “push sale” in their demeanor. Almost always the agent would talk about some feature or benefit which would appear to be a great one on the face of it. Nevertheless, to get the best deal out of your life insurance policy, you need to compare the perceived return and benefits of a policy with other options available in the market. Term life insurance Term life insurance is known as pure life insurance. Such policies are designed for offering pure life coverage to subscribers against a predetermined charge per annum which is also known as premium. You can pay this quarterly, biannually, annually, and even monthly. God forbid, if something unforeseen happens with your life then your nominee becomes eligible for the amount of coverage in your policy.

The formula for annuity calculator is a vital tool that can be used to effectively calculate every time-periodic payment to be made on an annuity basis.  An annuity, as you know, is just a series of certain specific periodic installments that are received back at a future prescribed date. The formula for annuity calculator Present value portion (PV) or the current value of the formula can be explained as the initial amount payout, having an example being original payout amount on to your amortized loan. In the formula, P indicates the payment, PV shows the present value, r gives you the rate per period and n the number of periods. The formula for annuity payment calculator that has been briefly described here is generally used to perform immediate calculations of ordinary annuities. This general formula basically assumes about a constant rate that the rate doesn’t change, while the payments remains as same and the initial payment is just a single period away. A kind of usual annuity that gradually grows in a proportionate rate would be using a formula which is meant for a growing annuity payment. Moreover, an annuity that alters the payment amount along with or without in relation to this rate need to be changed for each alterations.

The world is shrinking with mobile connectivity, but the app market is expanding by the day. Only app development is not enough, in fact, it is the easiest part. The major challenge is in garnering attention to your app and keeping the app visible in the highly complex and competitive scenario. The app has to be a cut above the rest. So, let’s put our app development act together; the following are ten tips for creating an app. Know the reason behind your desire to create an app. Do you just want to join the bandwagon or do you think your app is a solution to some problem you have come across? Identify the core factors and define a clear goal before you start with app development. To get a better tab on your idea or solution, you will need to confirm that there is a demand for your app in the market. You could create a landing page and ask users to profess interest through email sign up. You can check online whether there are similar apps doing your kind of thing. Keep in mind the end users of the app and start with a clear image. Since there are more than one million apps out there, creating something which has never been made before is nearly impossible.

The profession of an intermediary facilitating the transfers and transactions of shares and stocks is termed as brokerage. In today’s commercial scenario, the investors have access to multiple choices when it comes to brokerage firms. From petite to large, apprentices to old hands, traders can call on any company according to their requirement as it deems fit to yield maximum returns. Here is a list of top brokerage firms in the country you can reach out to. Ally Invest Ally Invest aims at amplifying and broadening the trader’s access to active trading at an insistent and simple price. The company is considered to be a staunch provider of great services, products and value. Adding to that, it also provides online banking and related services. Ally Invest does not favor a change in pricing in the foreseeable future. It remains constant, which is around $4.95 per trade on stocks, $4.95 base trade, and $0.65 on per contract options. For active traders and high net worth investors, the firm offers even lower commissions. If a trader maintains an average balance of around $100,000 as per calendar quarter, a stock trade will only cost around $3.95 for 30 or more trades in the prior calendar quarter to the customer.

The energy companies are big in the utility industry in the country. There many major players and many mergers have taken place, strengthening their presence in the market. Over the years the growth rate has remained at 1% and demand for electricity has remained low according to the US Energy Information Administration. The gradual decline is due to the more demand for renewable sources and natural gas. Duke Energy with Progress Energy and Exelon with Constellation have emerged as the major players and the best energy companies in the industry. Their presence can be seen in the power distribution in the country. The coal consumption to generate power has declined in the country, they are using natural gas and renewable sources like wind and solar. Listed below are the best energy companies in the country. Duke Energy One of the best energy companies, Duke Energy’s assets are valued at $114.8 billion approximately. It is engaged in generating electricity and gas; its transmission and distribution. It was founded in April 2006 in North Carolina. The company had generated 57.5GW at the end of 2013. Its generating capacity is around 50,200MW from its power plants. In 2017, it planned to modernize North Carolina’s electric system.