Carrying loads of money during your overseas travel can be really risky. Half of the time can go into worrying about the money stacked in your bag or pocket. A Travel Money Card can rescue you in such situations. With a Travelcard, you can enjoy your foreign trip to the fullest, no matter which corner of the planet you are in. Here are reasons why you should have a travel currency card; so issue one for your next overseas excursion. Go low with cash! Though you will definitely need cash to access some places and services during your travel, for rest of the expenses you can easily bank on a travel card. A travel currency card allows you only tag that much money required for non-travel card uses like paying the taxi fare and purchasing balloons from a local packman. Therefore, with a travel currency card, you only need to keep a minimum amount of cash in your pocket. Fixes the exchange rate One of the greatest advantages of a travel card is that it can help you lock the exchange rate before you embark on your overseas journey. This helps you decide on a travel budget, which means you won’t have to worry about currency exchange rates during the trip.

When it comes to travel rewards, the Chase Sapphire Preferred Credit Card is one of the more popular ones. There are other cards at par too that you can choose to get excellent travel rewards if dining and travel form a huge part of your credit card purchases. Chase Sapphire Preferred Credit Card There’s no Annual Fee for the first year, then the charge is $95. You can earn 20,000 bonus points if you spend $4,000 within the first 3 months. Earn 2x points when you use the card for travel or dining. For all other purchases, earn 1 point per dollar. You can transfer the points at 1:1 rate to many airline and hotel loyalty programs. Book your travel through Chase Ultimate Rewards portal and get a 20% discount Discover It Miles At no Annual Fee, this card gives you 1.5x miles for every dollar spent. The card will also reimburse for $30 of your in-flight wi-fi purchases each year. At the end of the first year, Discover It Miles will match every mile you’ve earned. Bankamericard Travel Rewards Credit Card This card charges no Annual Fee and no foreign transaction fee. For every dollar spent, you get 1.5 points.

Travel rewards cards are a great option if you’re a frequent traveler and accumulate points quickly. That depends on whether you frequently use one airline for travel and stay at one hotel chain. Travel Cards – Low Interest or Rewards Program? â You can get travel cards that offer no perks. These are mainly low APR or no annual fee cards. They help keep interest rate and costs down, but there is no way to convert your card usage into rewards. â If you have a good credit score and can manage your credit card balance, choose travel rewards credit cards â If a card comes with no annual fee for the first year, check what the fee would be the next year. If the fee cancels the benefits provided by the rewards program, choose another card. â If a card offers low or 0% APR for an initial period, check the regular APR to see if it would suit your habits Travel Rewards Cards – Types Travel rewards cards can be co-branded cards. That is, they’re tied to a particular airline or hotel chain. These can help you get rewards and other benefits from loyalty programs. However, if you don’t stick to a single airline or a particular hotel chain, don’t get these cards.