Best Checking Accounts of 2018 A checking account is an indispensable part of your financial activity. Yet, with so many banks offering lucrative deals, choosing a bank to open an account with may be a tricky affair. The ideal checking account gives you the lowest fees, free ATM facility, and sometimes, even interest on your money. So, if you are unsure about the best options in the market, here is a roundup of the most preferred checking accounts in 2018. Discover Bank Discover is a name synonymous with credit cards. However, what most of you may not know is that this bank also offers some pretty good deals on checking accounts. You may earn 1% cashback on up to $3,000 in qualifying purchases every month on your debit card. Additionally, there is no monthly maintenance fee, no fees for online bill pay, and no minimum balance that you need to maintain. With over 60,000 ATMs nationwide, you will not have to worry about paying any fees for using non-network machines. The Discover checking account charges very less and offers complete value in return. Capital One The Capital One 360 checking account is, by far, one of the most popular choices for its convenient blending of online and on-site banking.

Most people do not understand the importance of having a savings account until the need for a large sum of liquid cash arises. A savings account will help you save for any such scenarios. It also offers you an interest rate, thereby letting you earn money while you save.Here are the top ten savings accounts you must look into. My Savings Direct My Savings Direct is a division of Emigrant Bank. My Savings Direct offers high-interest savings account with no fees and no minimums. The process of opening the saving account is online. This makes opening an account quick, easy and hassle free. The account does not require a minimum balance and does not charge any service fee. These are the most enticing perks. Ally Bank online It offers an annual percentage yield of 1.05%, no monthly maintenance fee and no requirement of minimum balance. This account can easily be recommended. Moving money between Ally accounts is quick and easy. Transferring money from the accounts managed by other institutions is also hassle-free. The account holders can schedule transfers up to a year in advance. Barclays Bank  The institution offers an annual percentage yield of 1%. The institution also offers the perks like no minimum balance requirement, no monthly maintenance charges, tools to assist savings which helps to set saving goals and calculate the time to fulfill them.