Financial planners assist a client on subjects like how to save, where to invest, how to maximize their profits, and how to cut unnecessary cost, etc. The country has around 300,000 financial advisors who give personal financial advice. These personal financial advisors are skilled and have even participated in umpteen number of audits to prove their worth. Any point in life if you wish to buy a house or build one, you can always approach a personal financial advisor for some financial advice and merge the assets. There are certain ways to approach the right personal financial advisor because not everyone would be skilled and experienced in one major area. Many give personal financial advice on how to buy a house; some others give on retirement savings plans and a few of them in estate planning. Never mistake a financial advisor for a stockbroker because these two markets are entirely different. Financial advisors are also different from accountants who assist in planning and lowering your taxation by investing in national schemes that are exempt from taxes. The financial advisors who are ready to provide you with personal finance advice should be certified financial planners, and there is no harm in you asking them for the proof of the same.