Digital wallets have proved to be a boon for swift payments in recent times. Amidst all the digital security concerns, more than $100,000 million digital transactions have been made in the country. There are a variety of digital wallets that offer cashbacks, which can be used to save money while shopping. Five of the best digital wallets for cashbacks in India are mentioned below. PhonePe It is one of the most popular digital wallet apps in India. PhonePe emerged as an e-wallet that could simply be used for miscellaneous bill payments and mobile recharges. The digital wallet was then acquired by Indian e-commerce giant Flipkart. Today, people can pay for their shopping at a local grocery store by scanning the PhonePe QR code. The digital wallet has also partnered with several retailers and food franchises to offer cashbacks on purchases from their online or physical stores. MobiKwik MobiKwik is yet another fast-growing digital wallet app that offers cashbacks on purchases in India. The digital wallet app has partnered with more than ten state electricity boards in India so that customers can skip long queues at payment counters and pay electricity bills using their phones. Cashback of more than 30% is offered on payments made through MobiKwik.

Earning an allowance can be a long-lasting teaching moment for parents. It is essential to help kids realize the importance of responsibility at an early age as this helps them get ready for adulthood. Of course, it will be highly remiss to expect children to join the salaried workforce, but there are plenty of other small odd jobs that your kid can pick up right in their neighborhood. Let’s find out about some of them here. Garage sale Classic junkyard sales are one of the best ways for kids to earn some extra cash. Give them some motivation to clean their rooms and sell whatever they don’t need anymore! You can also help them sell some of their things online, such as old toys and comic books. Babysitting Babysitting can be tough but this can also teach your kids important life skills. Help them find trusted families to whom they can speak for babysitting services. Your neighbor or a family friend are good places to start as it is not a wholly unfamiliar environment. Pet services More and more people have started to get pets at home now. However, not every pet parent has the time or the ability to take their pets out for walks twice a day.

Any property in the world that comes with a shared form of ownership is a timeshare. This means you can pay for just the unit you plan to own for a fixed duration. A fixed maintenance cost is chargeable for timeshare properties that is payable irrespective of whether you plan to stay or rent it out. However, uncertain market conditions can make it expensive to own a timeshare at times. So, here are a few ways through which you can sell your timeshare property along with some tips to keep in mind before reselling. Three key points to consider Do your research Spend time on the Internet and find out everything there is to know about the different ways to sell a timeshare. Compare brokers, read reviews about listing companies, check for hidden costs, and avoid paying any amounts in escrow. Do not deal without representation Representation is a sign of guarantee. Legitimate timeshare agents and companies will never contact sellers unsolicited. Due to the legalities involved in transfer of ownership, title deeds, and payments, legal representatives will reach out to sellers only after confirming an appointment. Don’t pay anything in advance Scammers are always on the prowl for charging fees or upfront costs without providing sufficient explanation for those costs.

Many people get their motorcycles insured because state registration laws demand it. But what they do not realize is that apart from abiding by the law, having motorcycle insurance is super-useful when it comes to protecting the rider, the vehicle, even any property, or a bystander in the case of an accident. And despite its policy costs ranging from a few dollars to more than a thousand dollars (based on the rider, bike, and location), an insurance policy helps lighten the load when it comes to paying for any damages. However, each insurance policy has its pros and cons. Some may cost more and offer limited benefits, while others may offer an efficient insurance cover at half the price. Therefore, whether someone is about to opt for a fresh insurance policy or switch from an existing one, it’s always better to narrow it down to the best companies out there. But before we get into that, let’s first understand the different types of motorcycle coverages out there. Motorcycle collision Motorcycle collision coverage takes care of damages the bike suffers if the rider is in an accident with another vehicle. However, it is crucial to note that it does not cover any damage caused to the other vehicle/s, nor does it cover any medical expenses for either party involved.

Most freight and trucking companies struggle to make their ends meet without a loan or external financial help. This is because clients take around 30, 60, or even 90 days to make payments for services already provided. And if there is no steady capital inflow, caring for trucks or covering business costs can drain your financial reserves. One solution to this problem is freight capital factoring. Read on to find out how. What is freight capital? Freight capital factoring is a way of getting paid in cash immediately after the goods are delivered. It is an excellent way for businesses and truck or freight owners to replenish their accounts after delivery. This service provided by freight capital factoring companies is known as factoring a load. Truck operators or owners can unlock immediate cash against invoices from delivered loads within just 24 hours of the delivery. It means that trucking individuals and organizations will not struggle to cover their expenses and can instead focus on running their business more effectively. Not to mention, with the help of freight capital, businesses can be better equipped to take on more tasks without relying on a bank or external loans. How do freight capital factoring services work?

In most cases of car accidents, insurance providers ask their team of lawyers and attorneys to evaluate all the insurance claims. If there is any dispute, you will need a car injury attorney for yourself to get the settlement that is rightfully due to you. Here are a few essential tips to help you hire a personal injury lawyer: Check and verify qualifications and experience of the personal injury lawyer Most car injury attorneys handle cases involving personal injury, property destruction due to a car accident, wrongful death, and liability determinations. Before hiring an attorney, check their qualifications. Verify their skill levels, work ethics, and experience. Make sure they are well-versed with the state as well as federal transportation laws. Check the fee structure of the personal injury lawyer you are looking to hire Before hiring a personal injury attorney, ensure that you check their fee structure. Check if you have the financial ability to hire that personal injury lawyer. Some attorneys often have a policy of “no win-no fee”. This means that if you do not win the case or get your claim from the insurance provider, your personal injury lawyer will charge no fees. This happens only when your attorney is sure that your case has substantial merit.

Filing for bankruptcy, unfortunately, isn’t free. Since the need to file for bankruptcy comes at a time when money is tight, it is vital to know exactly how much it costs. However, there is no straightforward answer as the cost depends on the complexity of your case, your location, and most importantly, the attorney fees. Read on to find out approximately how much will it cost to file for bankruptcy anywhere in the country. Types of bankruptcy The first step is to familiarize yourself with the various Chapters of bankruptcy, as different Chapters have different filing costs. As an individual consumer, you only need to know about Chapter 7 and Chapter 13 bankruptcies. Chapter 7 Also referred to as liquidation bankruptcy, Chapter 7 is the most common type of bankruptcy for individuals. It involves selling a part or whole of your property and using the proceeds to repay your creditors. Most people who don’t own a home and have a limited income prefer Chapter 7 bankruptcy. Chapter 13 It is also called reorganization bankruptcy. With Chapter 13 bankruptcy, you get to keep your valuables, including secured assets like your home and vehicle. However, you’re required to propose a plan to repay all your debts in the next three to five years.

A dividend is a portion of the company’s profit that is distributed among its shareholders. The board of directors of a firm decides if they should be distributed and at what price, which may also require shareholder approval. A publicly listed firm that regularly distributes dividends to its shareholders is known as a dividend stock. These businesses often have a track record of steady profitability and a long-term commitment to dividend payments. What is a stock dividend? A dividend is a reward a business delivers to its shareholders, which acts as a bonus for investors. Although it is not mandatory for a company to make these payments, they may be distributed as stock dividends and cash payments. The equitable distribution of additional shares of a company’s stock to holders of its common stock is known as a stock dividend. In other words, when a corporation declares a stock dividend instead of a cash payout, an investor will receive additional shares of the same stock. A firm may decide to pay out stock dividends for various reasons, including having insufficient cash on hand or trying to lower the stock’s price per share to encourage more trading and boost liquidity. How do dividend stocks work?

Opening an envelope containing your credit card is one of the most exciting things. However, before you get around to spending it, you need to keep a few things in mind. If you’re using a new credit card, one of the most vital steps is credit card activation. If you are new to the world of credit cards or have changed your credit card to another one, here is a guide to ensure seamless credit card activation. Activate your credit card online by following these simple steps There is an option of activating your credit card online using net banking or the bank’s mobile app from which you have purchased the credit card. Read on below to know the steps for that: The first step is visiting the bank’s official site and logging in with your customer ID and password. Then you will see an option saying Credit Card Activation on the options bar, select that option. Then all you need to do is to fill in the requisite details, including your name, customer ID, PIN, and all other details. Next, you have to either fill in your present ATM PIN or set up a new pin. All your information will go through a proper verification procedure, and you will receive an OTP on your registered mobile number.

Women’s small business grants are essentially financial aid provided by institutions or groups with a particular focus on assisting female business owners in expanding their enterprises. You are not compelled to pay them back once you receive them. Women tend to experience unfair practices such as gender discrimination, gender undervaluation, and even harassment at work. Grants for women, particularly those for small businesses in 2022, offer a chance for them to succeed against the odds. Organizations offering women-owned small businesses grants and support in 2022 Amber Foundation The Amber Grant Foundation, in collaboration with WomensNet, offers $2,000 in women’s small business grants each month. The foundation is named after a young woman who passed away before she could realize her dreams. Winners are eligible to compete for one of two $25,000 prizes awarded annually aside from other smaller grants. Tory Burch Foundation Fellows Program The Tory Burch Foundation awards a woman-owned business with a $5,000 grant, a trip to the New York City Tory Burch offices, and a one-year fellowship. Four days of courses and networking with business professionals are part of the journey to the office. Access to a peer-to-peer (P2P) network of female entrepreneurs is another benefit of the fellowship.

Direct deposit is a great way to receive and send money quickly and securely. It is a unique payment system that most banks offer to their customers, both individuals and businesses. But they may charge a small fee for this facility. This guide will cover everything you need to know about direct deposit: what it is, its advantages, and a few tips to follow when opting for this transaction system. What is direct deposit? It is a payment facility that allows others to transfer money directly into your direct deposit account. The amount is usually sent through electronic funds transfer. It means it is sent electronically to your bank and does not involve any physical paper check. All you have to do is fill up a form to convert your checking or savings account into a direct deposit account. After that, you can receive money electronically into that account. Direct deposit is mainly used to receive monthly payroll payments, but you can also use the facility for other transactions. For instance, people get their tax refunds through direct deposit checks. These days there are also many prepaid debit cards with a direct deposit facility. These cards allow you to receive payments directly into your linked bank account.