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Credit cards for fair credit

Credit cards for fair credit

On a scale of 300–850, a score of 580–669 is considered as a fair FICO credit score. According to the consumer credit-scoring model VantageScore, a score in the range of 650–699 is a fair credit score. A fair credit score ensures that a person has access to fairly good lending services and products. These include credit cards for fair credit, which offer rewards and perks to their customers. Using credit cards for fair credit help improve the credit score and strengthen credit history. This improves the spending and financial habits. Steps to improve credit score The best and quickest way to improve credit score is with credit cards. Before using any credit card for fair credit score, it is necessary to ensure that the card issuer communicates the customer’s good credit habits to the credit bureaus. Credit cards for fair credit are useful only when purchases are made regularly with the card. It is recommended to use the credit card at least once a month. Ensure that the credit payments are made on time and in full. To improve credit score, avoid late payments as far as possible. It is necessary to correctly and meticulously manage the monthly accounts. How to use credit cards for fair credit Credit cards for fair credit can improve credit score and customers can their increase their credit score to fair or average scores.