Debit cards are great aids for ease of any form of transaction without actual cash. Without having to wait in a queue at a bank or write a check and wait for the bearer to be paid, one can simply use a bank issued debit card that can take care of the payment for any form of good or service. More importantly, the use of debit cards is possible almost anywhere as the whole world is moving towards easy transactions as opposed to the traditional cash and check payments. There are many ways in which one can apply for a debit card. Some of the most common steps to apply for one include: Any adult above the age of 18 can open a local bank account to get access to savings or credit along with the incentive of debit card issuance. Each bank has its own set of features and incentives for opening a checking account, so getting the best deal will depend on one’s unique needs. Some features that would validate a good checking account would be free checking, monetary incentives, free debit card and checks, interest checking, etc. The process of opening a checking account at a bank would involve filling out a form and providing ID proof such as driver’s license, social security number, and residence proof.

People who are looking for an easier alternative to a traditional checking account often opt for a prepaid debit card. It is similar to a debit card except that it’s not connected to any checking account. A prepaid debit card provides features like online bill payment, mobile check deposit, and direct deposits. These cards are also used for withdrawing cash, making purchases, and transferring money. While traveling, these cards can be of great help as they prevent overspending and at the same provide funds when needed. Prepaid cards are also known as pay-as-you-go cards. Even people who don’t have a bank account can opt for these cards. Prepaid cards require users to load the card with a certain amount, and they can then spend that amount as per their convenience. Prepaid cards make it easier for people to manage their finances. To add to the ease that prepaid cards provide, one can choose a free prepaid card. Free prepaid cards offer certain free services, and these free services vary depending on the prepaid card provider. How to choose a prepaid card Choosing a prepaid card can be a tough task, but once you know what to look for, it will be easy for you to make a choice.