With a number of insurance companies offering their assistance and expertise for building insurance plans and policies, finding the right one can be tricky. Here are a few easy steps you can follow in order to ensure you buy the best insurance policy. Firstly, hire a certified professional to evaluate the entire value of the building you own. Certified experts and professionals will take into account all the factors that might affect the current value of the building in order to get an accurate estimate for an insurance policy to be taken. Inventory in the building has t be accounted for. insurance will cover only those items which are included as part of the inventory and as part of the policy. Inventory which has not been accounted for cannot be covered under the terms of the policy, which will again vary across insurance providers. Liability insurance quotes must be included as part of the policy even of you are not the owner of the building but are renting the property out for business purposes. Building insurance will vary across providers naturally, but in the case of some areas where additional clauses have to be added for hurricane damage of damage that might occur due to other natural disasters should be part of the insurance clause taken.