Bankruptcy is declared by an individual or business when the said party is unable to pay back what he owes to his or her creditors. The process of filing for bankruptcy is complex and there are number of stages to its verification. This cannot be done on your own and you will need good representation on your behalf, to determine the success of any bankruptcy claim filed. Hiring legal representation is a good idea since they will understand terms and conditions better, being well versed with all the legal jargon and procedures. However there a number of things you should consider before hiring legal representation to file for your claims. Is it worth the cost: Normally people file for bankruptcy when they don’t have any money left, let alone have some reserves to pay for legal representation. But the main question being is hiring an attorney for the purpose worth the investment? Legal representation can be expensive, depending on how good the firm or attorney is. But as mentioned earlier, bankruptcy claims are very complicated to file and if not done at the right time, chances are your plea might just be rejected. Thus, hiring a good attorney will cost you some money, but he or she will ensure that the case is in your favor.