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Best balance transfer credit cards of 2017

One of the most beneficial advantages of balance transfer credit cards includes transferring your existing debt from a high-interest credit card to a low-interest credit card. In the case of a high-interest credit card or cards for that matter, the repayment will take a hefty toll on your finance after meeting interest payments and principal payments.

Consolidating your debts in a low-interest balance transfer credit card will enable you to free up cash and meet other much-needed obligations. But not everyone is eligible for one, you need to have an excellent credit score in order to be eligible to even apply. Some of the best balance transfer credit cards available in the market for you to take advantage are listed as follows:

Discover it 0% interest card: The main advantage of this card is balance transfers into Apr at 0% for a longer repayment period of 18 months. This will free up the much-needed cash and reduce the load of debt, thus enabling you to meet your principal payments also. the ongoing rate applicable will range from 11.99% to 23.99% variable with a balance transfer fee applicable on the total debt to be transferred at 3%. The card also features an introductory APR at 0% for the first six months.

Bank of America BankAmericard: This card will enable 0% introductory balance transfer fees which is a big relief since the fees charged for balance transfer on other cards and debts can be quite significant depending on the amount you owe. This scheme is applicable for 15 billing cycles for any balance transfers that are made in the first sixty days. After which the fees charged is 3% with an ongoing variable APR of 12.99% to 22.99% and a penalty APR applicable at 29.99%. the introductory APR is also set at 0% for the first fifteen days after opening your account.

Barclaycard Ring: with an introductory APR of 0% for the first 15 months since opening your account, a 0% introductory balance transfer for 15 months on transfers made within the first 45 days, with a variable ongoing APR of 13.99%, no annual fees, no cash advance APR, this card most definitely makes the list of best balance transfer credit cards.

Other popular balance transfer and low-interest cards include Bluecash from American Express, Citi simplicity card, Chase Slate, Wells Fargo Platinum Visa card amongst many others.

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