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5 best IRA funds in 2021

An individual retirement account or IRA is, without a doubt, one of the best ways to save for one’s retirement. An IRA is a tax-advantaged account that enables the account holder to save money by investing in financial markets. Nonetheless, with hundreds of options out there, figuring out which account is right for you can get tiresome. So, let’s take a look at the best options out there.

Betterment
Despite being one of the newer firms in the market, Betterment has created quite a name for itself. This is because they are reliable and help one manage their retirement goals effectively. One can open an account free of cost and pay an annual fee of only 0.25% of their total balance. Moreover, navigating at Betterment is easy because everything is online.

Fidelity
With no account opening charges and penalty-free withdrawals, Fidelity is one of the best IRA options out there. They offer different types of IRAs, such as traditional, Roth IRA, and rollover IRA. There are also IRA options available for kids who want to start investing and saving early on. Moreover, one can always visit any of Fidelity’s branches across the country.

Charles Schwab
At Charles Schwab, one gets 24/7 assistance and a number of online tools and resources to ease down investing. They help you understand which account is suitable for you and help you create one accordingly. They have a number of investment options, such as stocks, bonds, and mutual funds. They do not have any required minimum balance or charges for opening the account.

SoFi
At SoFi, one can speak to any of their financial advisors for free before taking any decision. They offer a variety of different account options one can choose between. Moreover, one can easily open an account online within minutes. One also gets access to various zero-commission investment options such as stocks and bonds.

Vanguard
Vanguard is one of the best options out there for people who are very conscious about their costs. They offer expense ratios that are 83% lower than the average rate in the industry. They also offer more than 200 commission-free mutual funds for one to invest in. They are also flexible with other investment options, such as stocks, bonds, and ETFs.

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